Riff Financial secures £553k seed funding for automated savings API

Fintechs and digital platforms can embed an intelligent Savings Agent via a single API provided by Windsor-based Riff Financial Ltd. The business has secured an estimated £553.4k in seed funding to expand its savings-automation platform.

Incorporated in 2024, the startup addresses the challenge of UK consumers missing out on better interest rates by automatically moving money into higher-interest, FSCS-protected bank accounts. This service targets companies seeking to deliver automated savings solutions. The investment brings the total funding raised by the company in 2026 to £803.4k.

The round was documented in filings during June 2026, following an allotment of shares earlier that month. According to its latest accounts for the year ended 28 February 2026, the firm employed three people.