Porthos & Co Secures £80k to Streamline Mortgages for Non-Standard Earners

Providing mortgage and insurance solutions for individuals with non-standard incomes is the core focus of Porthos & Co Ltd, which has just closed an £80k funding round. The Twickenham-based company operates as a fintech arranger, developing software to automate the mortgage process for clients who often struggle with traditional lending criteria.

The company targets a specific demographic of high-earning professionals and business owners, including company directors, entrepreneurs, contractors, barristers, and locum doctors. Its platform also serves expats and semi-retirees. By combining software development with insurance brokerage, the firm aims to resolve the complexities associated with verifying and processing irregular or complex income streams for financial products.

This latest round values the business at an estimated £2.3m. The funding follows several previous investment cycles. In November 2023, the company raised £50k at a valuation of £1.5m. Earlier, in April 2022, Porthos & Co completed two separate allotments of £65k and £52.5k, both at a valuation of £1.6m. The current round (allotted in September 2025) reflects an increase in valuation from the 2023 figure.

Incorporated in 2019, Porthos & Co maintains a small operational footprint. Financial accounts for the year ended 31 October 2024 show the company employs one person, a figure mirrored on its professional social media profiles. The firm focuses on the intersection of business software and financial intermediation to serve its niche client base from its headquarters in South West London.