Harrogate-based Consumer Credit Compliance raises £312.3k

Consumer Credit Compliance Limited, a Harrogate-based firm providing regulatory hosting and compliance services, has raised £312.3k. The funding round was confirmed in filings dated 6 May 2026, with the share allotment occurring on the same day.

Founded on 18 December 2013, the company operates as a Principal Firm directly authorised by the Financial Conduct Authority (FCA). It solves the problem of regulatory barriers for third-party firms by allowing them to operate under its own FCA permissions as Appointed Representatives. This model enables these firms to conduct regulated activities without the need for direct individual authorisation.

The business employs 11 people according to its LinkedIn profile, while its latest accounts show a headcount of seven. Consumer Credit Compliance Limited provides a range of services including financial promotions, website checks, and onsite bespoke training. It also operates an e-learning marketplace that covers regulatory topics such as GDPR, financial crime, and the FCA's Consumer Duty.

The company's primary business model focuses on regulatory hosting, where it implements policies, procedures, and compliance monitoring for its clients. This service is targeted at firms that conduct a small volume of regulated business or those seeking insight into the regulatory environment before pursuing their own direct FCA application.

The e-learning system provided by the firm includes training on the General Insurance marketplace, bribery, corruption, and money laundering. These modules are designed to help firms meet the expectations of the Information Commissioner's Office (ICO) and the FCA regarding the treatment of customers in the consumer credit market. Consumer Credit Compliance Limited has over 10 years of experience across compliance, risk, and audit sectors.